Right now it’s not possible for emi option but definitely we may consider in future to help you. Coming back to your second question, right now no body in the world is giving you 100% money back guarantee whereas Sri chandrashekhar guruji is giving. Even noble profession like doctoring,advocate,or teaching profession you cannot say that you will make payment only doctor succeeded in his operation, you will make payment only if your lawyer win a case, you only pay the fees if your children’s are passed in their examination.